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FLEET EXCESS INSURANCE

Fleet Excess Insurance Form

About Fleet Excess Insurance

Insurance excess charges can provide one of the biggest dents to a fleet operators budget and you need to be adequately prepared.

For just a few pounds per month, you can protect and cover any of your fleet vehicles from excess charges and get the full amount you need for repair or replacement.

You simply select the level of cover you want for each insured vehicle and you can then you claim back insurance excess charges direct from us during the period of insurance.

Not only this but we offer free legal expenses cover and multiple claims up to the value of your excess cover.

With Fleet Excess Insurance your cashflow and insurance costs will be protected.

Fleet Excess Insurance

Levels of
Anual Cover
Per Vehicle
Cost of
Annual Cover per
vehicle (Inc IPT)
£250 £51.94
£500 £67.84
£1000 £83.74

Commercial Vehicle Excess Protect

Excess Insurance For Commercial Vehicles up to 44 tonnes.

This innovative solution provides peace of mind to you, the business owner, by reimbursing excess payments on your vehicle insurance policy.

This means that if you are forced to claim on your vehicle insurance then the excess will be protected up to the level of cover that you have taken out (subject to the policy’s terms and conditions).

Click here to see Policy Terms and Conditions

If you or the authorised driver(s) had an accident and the claim cost was £3,000 and your excess was £500, then you would have to pay that £500 before the vehicle repairer would release your vehicle. Or if your vehicle was stolen, then your insurer would pay you the value of the vehicle minus the £500 excess.

Select the amount of cover you require for the year. The options available to you for a 12 month policy are:

  • Annual Cover – £250 = £51.94
  • Annual Cover £500 = £67.84
  • Annual Cover £1000 = £83.74

Prices are inclusive of IPT (Insurance Premium Tax)

Significant Features and Benefits

Cover is provided for any excess you would have been responsible for after the successful settlement of a valid claim. The maximum amount payable under the policy depends on the level of cover selected. Your policy schedule states your cover limit.

Which Vehicles Are Eligible For Cover Under the Policy?

  • Vehicles used on a commercial basis and insured on commercial motor insurance policy in the United Kingdom (England, Wales, Scotland, Northern Ireland, Channel Islands and the Isle of Man).
  • Vehicles insured on a commercial fleet policy.
  • Any Vehicle up to 44 tonnes GVW.

If you opt for a higher excess on your motor insurance policy, protecting it with Excess Protection, you could bring the cost of your motor insurance premium down saving you even more money.

Please remember that the higher the excess you have on your motor insurance, the higher the cost of the claim will need to be before your insurer would accept it. You cannot claim on your Excess Protection policy if you haven’t made a successful claim on your motor insurance.